Credit Analyst - CCG - - 20170505001
Société Générale
Beijing
10天前

Job Summary / Job Purpose

Cooperate with Coverage or BLs in preparing credit applications / annual reviews; assist in credit documentation and follow up the post-

approval management in client risk profile.

Mission

Main Responsibilities / Accountabilities / Tasks

  • Evaluate credit facility requests raised by CRMs or BLs according to bank’s risk appetite and strategy.
  • Undertake first level credit analysis, credit due-diligence and completion of credit files.
  • Expedite and monitor the credit file approval process.
  • Report significant business events, financial trends, industry developments and other relevant issues relating to financial position of clients.
  • Review and assess obligor rating at least annually, or as driven by special events.
  • Address inquiries from RISQ or other internal parties timely and responsively.
  • Maintain clear and updated documents in all credit files including financial statements, latest financial spreading, credit applications, validation records, internal and correspondence, etc.
  • Assist in special credit related assignments and projects as required.
  • Back up and support other credit analysts where needed.
  • Candidate Profile

    Academic Background (degree & major)

  • Bachelor degree or above, major in finance, accounting or economics preferred
  • Working Experience / Technical Skills & Know how

  • 6-year working experience in banking industry
  • At least 3-year experience in corporate credit analysis
  • Strong accounting and financial analysis skills
  • Good knowledge on commercial banking products
  • Skills & Competencies

  • Good interpersonal & communication skills
  • Language Skills

  • English / Mandarin Fluent in both speaking and writing
  • Computer Skill

  • Well versed in MS Office applications (Word, Excel, PowerPoint is a must)
  • Candidate Profile

    Academic Background (degree & major)

  • Bachelor degree or above, major in finance, accounting or economics preferred
  • Working Experience / Technical Skills & Know how

  • 6-year working experience in banking industry
  • At least 3-year experience in corporate credit analysis
  • Strong accounting and financial analysis skills
  • Good knowledge on commercial banking products
  • Skills & Competencies

  • Good interpersonal & communication skills
  • Language Skills

  • English / Mandarin Fluent in both speaking and writing
  • Computer Skill

  • Well versed in MS Office applications (Word, Excel, PowerPoint is a must)
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